Full Disclaimer/Disclosure
Last Updated on July 17th, 2017
Government Required Disclaimers and Disclosures
PLEASE CAREFULLY READ THE TERMS & CONDITIONS OF USE OF THIS SITE
You agree, understand and accept the below notices, disclaimers/disclosures, terms and conditions:
Your use of the site will indicate your acceptance of these terms, do not use the site if you do not agree to be bound by these terms. 

We may periodically change the terms, so please check them from time to time as your continued use of the site signifies your acceptance of any changed items. By accepting this information you agree that the use of the information is entirely at your own risk. Nothing in this material should be construed as an offer to buy or sell securities or an endorsement or recommendation to buy or sell securities. 

WHILE WE MAKE REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION ON THIS SITE, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THIS SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE ABOUT RBJ FINANCIAL GROUP, TRADING, INVESTING OR ANY OTHER SUBJECT. 

RBJ Financial Group (RbjFinancialGroup.com) is a wholly owned subsidiary of Sunrise LLC and will be referred to herein as "The Owner" 

Neither The Owner nor any of its owners, officers, employees, representatives, agents, affiliates or independent contractors are, in such capacities, licensed financial advisors, registered investment advisors or registered broker-dealers.
RISK WARNING!
NEVER TRADE OR INVEST WITH MONEY YOU CANNOT AFFORD TO LOSE.
PAST PERFORMANCE OF ANY TRADING SYSTEM OR METHODOLOGY IS NOT INDICATIVE OF FUTURE RESULTS.
The risk of loss trading Equities, Options, Forex (Foreign Exchange/Currency), Bonds, Commodities and Futures (herein referred to as "Financial Instruments") can be substantial. Trading Financial Instruments have large potential risks, in addition to any potential rewards. There is a high degree of leverage often associated with trading Financial Instruments because of the small margin requirements. The leverage can work against you as well as for you and can lead to large losses as well as large gains.  

Before deciding to invest in or trade any Financial Instruments in any financial market, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. 

You must be aware of the risks and be willing to accept them in order to invest in or trade any Financial Instrument in any financial market, as well as any form of financial trading/investing, and seek advice from an independent financial adviser if you have any doubts. All information posted on this website is of our opinion and potentially the opinion of our visitors, and may not reflect the full experience or potential both positive and negative. Please use your own good judgment and seek advice from a qualified consultant, before believing and accepting any information posted on this website. 

Every effort has been made by the author(s) and The Owner to provide accurate, up-to-date information. However, the knowledge base is dynamic and errors can occur. By using the information contained herein, the viewer willingly assumes all risks in connection with such use. 

Do not trade or invest with money you cannot afford to lose. This is neither a solicitation nor an offer to buy or sell commodities, futures, foreign currency, bonds, equities, options or any other financial interests. The use or placement of any stop-loss or stop-limit orders may not limit your losses and you could lose more than your intended amount of money at risk. No representation is being made that any account will or is likely to achieve profits or losses similar to any discussed here. 

Past Performance of any trading system or methodology is not indicative of future results. Any and all systems, methodologies, or patterns discussed are for illustrative purposes only and are not to be construed as specific advisory recommendations. This material and any opinions are for educational purposes only. No responsibility or liability is assumed for any trades that you may take or any losses that you may incur. Any trades that you may take are strictly taken at your own risk. You should consult your broker or financial advisor before placing any such trades. 

THE RISK OF LOSS IN TRADING ANY FINANCIAL INSTRUMENTS IN ANY FINANCIAL MARKET CAN BE SUBSTANTIAL, YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING/INVESTING IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION.
U.S. GOVERNMENT REQUIRED DISCLAIMER:
Futures, commodities, forex, bonds, stocks (equities), and options trading/investing is not appropriate for everyone. There is a substantial risk of loss associated with trading these markets. Losses can and will occur. No system or methodology has ever been developed that can guarantee profits or ensure freedom from losses. No representation or implication is being made that using any of the information provided will generate profits or ensure freedom from losses.  

Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under or overcompensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight, no representation is being made that any account will or is likely to achieve profits or losses similar to those shown. There are numerous other factors related to the futures and commodity markets in general or to the preparation of hypothetical performance results and all of which can adversely affect actual trading results. 

CFTC RULE 4.41 – HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. 

ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS. 

ALWAYS PRACTICE YOUR SKILL ON A DEMO PLATFORM BEFORE TRADING LIVE TO TEST YOUR SKILLS AND ABILITY TO TRADE RELIABLY BEFORE ATTEMPTING TO TRADE REAL MONEY LIVE. WHEN BEGINNING TO TRADE LIVE WITH REAL MONEY, ALWAYS START WITH THE SMALLEST AMOUNT OF CAPITAL FIRST AND ADD TO YOUR ACCOUNT IN A REASONABLE MANNER AS YOUR RESULTS AND CIRCUMSTANCE ALLOWS, BASED ON YOUR RESULTS, GROWING EXPERIENCE LEVEL, PROFICIENCY, INTENTIONS AND PERSONAL GOALS. ALWAYS TAKE RESPONSIBLE, PRACTICAL, REALISTIC AND REASONABLE ACTIONS. NEVER OVEREXTEND YOURSELF OR TAKE ANY ACTION NOT APPROPRIATE FOR YOUR SITUATION SHOULD YOU LOSE. NO ONE IS RESPONSIBLE FOR YOUR SUCCESS, FAILURE, PROFIT OR LOSS BUT YOURSELF. 

Information is from sources believed to be reliable, but its accuracy and completeness cannot be guaranteed. Readers using this information are solely responsible for their own actions and invest/trade at their own risk. Due to the Risk of Loss which can be substantial when trading, you should carefully consider your financial condition as to whether trading is in your best interest. Opinions, market data, and recommendations are subject to change at any time.
COPYRIGHT AND TRADEMARK
Unless otherwise noted, all materials on this site are protected as the copyrights, trade dress, trademarks and/or other intellectual properties owned by Roger Khoury (Author), Sunrise LLC/RBJ Financial Group and/or its subsidiaries (The Owner) and affiliates or by other parties that have licensed their material to The Authoer or Owner where applicable.  

The Author and/or Owner marks on this site represent some of the marks currently owned or controlled in the United States and/or in one or more other countries by The Author and/or Owner. The display of these marks and of notices associated with these marks is not intended to be a comprehensive compilation of all The Author or Owner worldwide proprietary ownership rights, and The Author and Owner may own or control other proprietary rights in one or more countries outside of the United States.  

All rights not expressly granted are reserved.
PERSONAL USE
Your use of the materials included on this site is for informational and educational purposes only. You agree you will not distribute, publish, transmit, modify, display or create derivative works from or exploit the contents of this site in any way. You agree to indemnify, defend and hold harmless The Owner for any and all unauthorized uses you may make of any material on the site. You acknowledge the unauthorized use of the contents could cause irreparable harm to The Owner and that in the event of an unauthorized use, The Owner shall be entitled to an injunction in addition to any other remedies available at law or in equity.
TESTIMONIALS
These testimonials are from select members/clients. Your results may vary. Any testimonials and earning examples cited within this site or any material originating from The Owners often describe exceptional results of clients/members The Owner, which the average client/member is not likely to achieve. These testimonials provide information about client's/member's experiences when they provided them. We make no assurances that these statements related to each subscriber's past earnings or experience can, or will be duplicated going forward.  

The Owner may not independently verified the information contained in the testimonials. You should not infer from these testimonials that The Owner is guaranteeing your successful use of any information, product, service, system, technology or methodology or that you will make any money. Your decision to purchase any advice, information, product or service by and or through The Owner should be based on your own due diligence and not on any representation we (The Owner) makes to you.  

Any presentation and/or use of the account compounding spreadsheet and the examples in it, are NOT examples of actual or prospective future results. The spreadsheet is meant solely for the purpose of illustration, educational purposes and to help explain the power of slow and steady compounding effects. Your Results Will Not Be Identical. Any Hypothetical or Simulated Performance Results have certain Limitations. Unlike an actual performance record, simulated results do NOT represent actual trading. We do NOT guarantee success. 

No Claim is being made by us or any associate or affiliate that any Financial Instrument in any Financial Market and or Trading Strategies or Methods will result in profits and will not result in losses. All comments, trading strategies, methods, techniques, tactics, concepts and models shown within our information, services, programs, products and courses are not and should not be construed as an offer to buy or sell any Financial Instrument in any Financial Market - they are examples, case studies and or opinions based on market observation and years of experience. Therefore, the thoughts expressed are not guaranteed to produce profits in any way. All opinions are subject to change without notice. Each Trader/Investor in any Financial Market is responsible for his/her own actions, if any.
*** Earnings Disclaimer – FTC Regulations requires us to inform you that the testimonials or any of the results, statements or testimonials shared, shown or reflected (whether directly or indirectly in any form of communication written or spoken within any video or printed format, any audio format and or any electronic media) of successful trades and or Traders who use our system is not typical.  

Your results are based on your ability to work and implement the system properly. Results shown are of those who exhibit a consistent commitment to learning, refining and adjusting towards continual improvement for a diligent application of the method in an appropriate and responsible manner within their means. Trading is more about Psychology and Attitude than it is about Technical Analysis and Aptitude. Success cannot be assured or guaranteed. We don’t know you, your work ethic, situation or circumstance well enough to make any intelligent and reasonable assessment of your ability to succeed. Nobody truly can. Therefore, you must take personal responsibility for any and all decisions you make, whether they are financial or otherwise. 

Trading/Investing is not for everyone. It is a skill and it takes discipline, self-control and a certain level of diligence to properly implement, like any major skill or serious profession. As with any business endeavor, the potential for reward is also associated with the potential of risk of loss. 

PLEASE NOTE: We do not offer any get-rich-quick schemes nor do we offer anything for people who are not willing to make the necessary effort to build their skill diligently and treat this endeavor as you would any business or worthwhile profession. In addition, any claims made by our testimonials will not guarantee you will do the same. Your results may vary based on your personality, circumstance and behavior, as well as external circumstances beyond anyone’s control or ability to foresee. 

Our company specializes in building long-term relationships with our clients. Your progress is based on your ability to work the system and or method properly and appropriately. Every effort has been made by the author(s) to provide accurate, up-to-date information. However, the knowledge base is dynamic and errors can occur. By using the information contained herein, the consumer willingly assumes all risks in connection with such use. READ THE FULL DISCLAIMER/DISCLOSURE. 
The Owner and its affiliated sites provide information for educational purposes only and does NOT provide investment or financial advice or make investment recommendations, tailored to any particular clients situation.  

We state our opinion and Do NOT give a recommendation to buy or sell anything. Nothing contained in this communication constitutes a solicitation, recommendation, promotion, endorsement or offer by The Owner of any particular security, transaction or investment. 

The information contained in this Media or Document does not constitute a solicitation to buy or sell by The Owner, and/or its associates/affiliates, representatives, subsidiaries, contractors, employees, officers, and is not to be available to individuals in a jurisdiction where such availability would be contrary to local regulation or law. This Media or Document may contain confidential and/or privileged material and is intended solely for the person or entity that has specifically requested it or is granted access and to which it is addressed to. 

Reproduction, adaptation, distribution, public display, exhibition for profit, or storage in any electronic storage media in whole or in part is prohibited under penalty of law. Any disclosure, copying, distribution or use of confidential information contained in this Media or Document by persons or entities other than the intended recipient is unlawful. No liability or responsibility whatsoever is accepted for any review, retransmission, dissemination or other use or any action taken or omitted, in reliance on this Media or Document or its contents. 

Anyone connected to or associated directly or indirectly with The Owner does not and cannot guarantee success. You should be aware that the founders, principals, educators and coaches of RBJ Financial Group invest their own funds at their discretion and trade based on the same concepts, strategies and methodologies they share in the webinars, seminars, information portals, services and products they offer.  

The Owner requires any instructor, educator, trainer or coach teaching specifically any proprietary aspect of the 3D Apex Predictive Failure Technology™ and Trading/Investment Model to personally invest and trade their own funds utilizing the base the Model's Methodology and Philosophies according to their own personal trading styles, interests and strategies and may be buying or selling personally for their own benefit and profit any particular instrument and or symbol they discuss at any time and for any reason at their sole discretion in any market. The risk of loss in trading securities (Financial Instruments), such as but not limited to bonds, stocks, options, futures and forex can be substantial. Customers must consider all relevant risk factors, including their own personal financial situation, before trading/investing.  

For ALL traders and investors, trading and investing any Financial Instrument in any financial market involves a high level of risk and is not suitable for all investors/traders. Read the appropriate Risk Disclosure Documents for any Financial Instrument in any Financial Market as made available through the Broker you choose to open a trading account with. You should be aware of all the risks associated with any trading/investing, and seek advice from an independent financial advisor if you have any doubts.
PERSONAL INFORMATION
In order to receive any RbjFinancialGroup.com material we need your email address. We will not disclose your email or any personal information to any third-party without your consent.
ANTI-SPAM
RbjFinancialGroup.com does not buy, rent, or sell email addresses. Every email sent includes links to unsubscribe, allowing users to automatically and immediately remove themselves from subscription lists. The only way to receive material from RbjFinancialGroup.com is to subscribe to it.
RbjFinancialGroup.com complies with the CAN-SPAM Act.
PRIVACY POLICY & SECURITY
For an explanation of The Owner's practices and policies related to the collection, use and storage of our online guests' information, please continue reading our Privacy Policy below. For information about the security of any potential order and order information as well as credit card number used or placed on/through this site, while on RbjFinancialGroup.com, please refer to our Privacy Policy below.  

The Owner is committed to protecting your privacy. We will not disclose personal information about you to any third party without your express consent.  

In the operations of The Owner, we collect information through registration and subscription processes, feedback forms and other communication. All information collected by us will enable us to better serve you, conform with regulatory requirements, and keep you informed about special offers, your account and/or other pertinent information. We also gather regular statistical information regarding site usage on our various sites. This information is used for analytical purposes only. This information provides us with vital statistical information required to refine our site and improve the experience of our users. In addition, these statistics allow us to develop accurate demographics for the benefit of potential advertisers and partners. At no time is any advertiser or third party provided with an individual's contact information unless that user grants their permission beforehand.  

To optimize the user experience The Owner may make use of cookies technology. Please note that nothing in a cookie allows anyone to identify you individually.  

We will occasionally post surveys on our site. Participation in The Owner's surveys is voluntary, and information collected from surveys will be used to improve the RbjFinancialGroup.com user experience. 

By registering with The Owner (through the RbjFinancialGroup.com site or any of our partner sites), you grant us permission to send you our various newsletter, information and product or service offers. At times, we might also send you occasional investmetn and or trading-related messages from our partners that we feel are applicable. 

All email services are accompanied by a simple-to-use automated unsubscribe facility. 

DISCLAIMER: EXCEPT AS OTHERWISE EXPRESSLY STATED WITH RESPECT TO OUR PRODUCTS AND SERVICES, ALL CONTENTS OF THE SITE ARE OFFERED ON AN "AS IS" BASIS WITHOUT ANY WARRANTY WHATSOEVER EITHER EXPRESSED OR IMPLIED. THE OWNER MAKES NO REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  

MINORS  

The Owner asks that parents supervise their children while online. No information should be posted by minor children without parental consent.  

The Owner does not guarantee that the functions contained in the site will be uninterrupted or error-free, that this site or its server will be free of viruses or other harmful components, or that defects will be corrected even if The Owner is aware of them. 

Your participation, purchase, use of materials and information or any other involvement and or consumption of any of The Owner's Products, Training, Information or Services constitutes your agreement to this Disclaimer/Disclosure and Terms of Use and exempts The Owner, The Market Doctor™ and all above named parties from any liability or litigation.
Copyright © 2011-2019 Roger Khoury. 
RBJ Financial Group © 2019. All Rights Reserved